{"id":47589,"date":"2025-11-19T14:06:53","date_gmt":"2025-11-19T14:06:53","guid":{"rendered":"https:\/\/certifeka-edu.com\/programs\/finance-for-strategic-managers-finance-professional-certificate-3\/lessons\/lesson-2-basic-patterns-of-cashflows-4\/"},"modified":"2025-11-19T14:06:53","modified_gmt":"2025-11-19T14:06:53","slug":"lesson-2-basic-patterns-of-cashflows-4","status":"publish","type":"lesson","link":"https:\/\/certifeka-edu.com\/ar\/programs\/sample-course\/lessons\/lesson-2-basic-patterns-of-cashflows-4\/","title":{"rendered":"Lesson 2: Basic patterns of cashflows"},"content":{"rendered":"<p><img decoding=\"async\" width=\"96\" height=\"114\" src=\"https:\/\/certifeka-edu.com\/wp-content\/uploads\/2025\/04\/logos-png-01-296x57-1.png\" alt=\"\" srcset=\"https:\/\/certifeka-edu.com\/wp-content\/uploads\/2025\/04\/logos-png-01-296x57-1.png 96w, https:\/\/certifeka-edu.com\/wp-content\/uploads\/2025\/04\/logos-png-01-296x57-1-10x12.png 10w, https:\/\/certifeka-edu.com\/wp-content\/uploads\/2025\/04\/logos-png-01-296x57-1-42x50.png 42w\" sizes=\"(max-width: 96px) 100vw, 96px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/p>\n<h2>Lesson 2: Future value of a single amount<\/h2>\n<h3>Basic patterns of cashflows<br \/>\n<\/h3>\n<h5>The cash flow both inflows and outflows of a firm can be described by its general pattern. It can be defined as a Single amount, an Annuity, or a Mixed stream.<\/h5>\n<details id=\"e-n-accordion-item-6260\" open>\n<summary data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-6260\" >\n\t\t\t\t\t Single amount<br \/>\n\t\t\t<svg aria-hidden=\"true\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><br \/>\n\t\t\t<svg aria-hidden=\"true\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><br \/>\n\t\t\t\t\t\t<\/summary>\n<h5 id=\"el_1736587298750_379\" tabindex=\"0\" contenteditable=\"\" data-element-id=\"ebookHeading4\" data-node-type=\"text\" data-magic=\"col-description\">A lump-sum amount is either currently held or expected at some future date. Examples include $1,000 today and $2500 to be received at the end of 10 years<\/h5>\n<\/details>\n<details id=\"e-n-accordion-item-6261\" >\n<summary data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6261\" >\n\t\t\t\t\t Annuity<br \/>\n\t\t\t<svg aria-hidden=\"true\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><br \/>\n\t\t\t<svg aria-hidden=\"true\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><br \/>\n\t\t\t\t\t\t<\/summary>\n<h5 style=\"color: #000080;\">A level periodic stream of cash flow. For our purposes, we&#8217;ll work primarily with annual cash flows. Examples include either receiving $4000 or receiving $800 at the end of each year of the next 7 years<\/h5>\n<\/details>\n<details id=\"e-n-accordion-item-6262\" >\n<summary data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6262\" >\n\t\t\t\t\t Mixed stream<br \/>\n\t\t\t<svg aria-hidden=\"true\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><br \/>\n\t\t\t<svg aria-hidden=\"true\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><br \/>\n\t\t\t\t\t\t<\/summary>\n<h5 style=\"color: #000080;\">A stream of cash flow that is not an annuity; a stream of unequal periodic cash flows that reflect no particular pattern.<\/h5>\n<\/details>\n<h5 id=\"el_1736587298750_379\" tabindex=\"0\" contenteditable=\"\" data-element-id=\"ebookHeading4\" data-node-type=\"text\" data-magic=\"col-description\">A lump-sum amount is either currently held or expected at some future date. Examples include $1,000 today and $2500 to be received at the end of 10 years<\/h5>\n<h5 style=\"color: #000080;\">A level periodic stream of cash flow. For our purposes, we&#8217;ll work primarily with annual cash flows. Examples include either receiving $4000 or receiving $800 at the end of each year of the next 7 years<\/h5>\n<h5 style=\"color: #000080;\">A stream of cash flow that is not an annuity; a stream of unequal periodic cash flows that reflect no particular pattern.<\/h5>\n<h5>In the example that follows, we shall deal with it traditionally. without using the Future Value Equation.<\/h5>\n<h5>Example<\/h5>\n<h5>If Fred Moreno places $100 in a savings account paying 8% interest compounded annually, how much would be in the account in2 years?<\/h5>\n<h5>Solution<\/h5>\n<h5>Future value at end of the year 1 <br \/>$100 \u00d7(1+0.08)= $108<\/h5>\n<h5>If Fred were to leave this money in the account for another year, how much would he have at the end of the second year?<\/h5>\n<h5>Solution<\/h5>\n<h5>Future value at end of the year 2 <br \/>$108 \u00d7(1+0.08)= $116.64<\/h5>\n<h4 style=\"text-align: center;\">Survey Results<\/h4>\n<h5>11 A study by Joyce, Nohria, and Roberson of 200 firms in 50 subindustries found that devising and maintaining an engaged, focused strategy was the first of four essential management practices that best differentiated between successful and unsuccessful companies.<\/h5>\n<h5>Based on these and other studies, it can be concluded that strategic management is crucial for long-term organisational success.<\/h5>\n<h5>Research into the planning practices of companies in the oil industry concludes that the real value of modern strategic planning is more in the strategic thinking and organisational learning that is part of a future-oriented planning process than in any resulting written strategic plan Small companies, in particular, may plan informally and irregularly.<\/h5>\n<h5>Intermediate, studies of small- and medium-sized businesses reveal that the greater the level of planning intensity, as measured by the presence of a formal strategic plan, the greater the level of financial performance, especially when measured in terms of sales increases.<\/h5>\n<h5>Planning the strategy of large, multidivisional corporations can be complex and time consuming. It often takes slightly more than a year for a large company to move from a situation assessment to a final decision agreement.<\/h5>","protected":false},"comment_status":"open","ping_status":"closed","template":"","class_list":["post-47589","lesson","type-lesson","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Lesson 2: Basic patterns of cashflows - Certifeka-edu<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/certifeka-edu.com\/ar\/programs\/sample-course\/lessons\/lesson-2-basic-patterns-of-cashflows-4\/\" \/>\n<meta property=\"og:locale\" content=\"ar_AR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Lesson 2: Basic patterns of cashflows - Certifeka-edu\" \/>\n<meta property=\"og:description\" content=\"Lesson 2: Future value of a single amount Basic patterns of cashflows The cash flow both inflows and outflows of a firm can be described by its general pattern. 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