{"id":53871,"date":"2026-04-03T11:45:20","date_gmt":"2026-04-03T11:45:20","guid":{"rendered":"https:\/\/certifeka-edu.com\/programs\/finance-for-strategic-managers-accounting-module-2\/lessons\/lesson-2-risk-example-3-2\/"},"modified":"2026-04-03T11:45:20","modified_gmt":"2026-04-03T11:45:20","slug":"lesson-2-risk-example-3-2","status":"publish","type":"lesson","link":"https:\/\/certifeka-edu.com\/ar\/programs\/executive-financial-analysis-module-ucam-university\/lessons\/lesson-2-risk-example-3-2\/","title":{"rendered":"Lesson 2: Risk – Example"},"content":{"rendered":"
\n

Lesson 2: Understanding Business Risk<\/h2>\n

Risk Example<\/h3>\n

<\/p>\n

\n

\n U.S. Treasury bonds are considered among the safest investments and typically offer lower returns than corporate bonds.
\n Corporate bonds carry higher default risk<\/strong>, so they must offer a higher rate of return<\/strong> to compensate investors.\n <\/p>\n<\/p><\/div>\n

<\/p>\n

\n\n\n\n\n\n\n\n\n
Attribute<\/th>\nU.S. Treasury Bond<\/th>\nCorporate Bond<\/th>\n<\/tr>\n<\/thead>\n
Issuer Risk<\/td>\nBacked by U.S. government; extremely low default risk<\/td>\nDepends on company strength; default risk is higher<\/td>\n<\/tr>\n
Expected Return (Yield)<\/td>\nLower yield (safety premium)<\/td>\nHigher yield to compensate for risk<\/td>\n<\/tr>\n
Bankruptcy Likelihood<\/td>\nU.S. government: virtually none<\/td>\nCompanies can go bankrupt<\/td>\n<\/tr>\n
Investor Trade-off<\/td>\nAccept lower return for high safety<\/td>\nAccept higher risk for potentially higher return<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n

<\/p>\n

    \n
  • Safety vs. Return:<\/strong> Treasuries → safer, lower returns. Corporates → riskier, higher returns.<\/li>\n
  • Default Risk Drives Yield:<\/strong> \u0643\u0644\u0645\u0627 \u0632\u0627\u062f \u0627\u062d\u062a\u0645\u0627\u0644 \u0627\u0644\u062a\u0639\u062b\u0631\u060c \u0627\u0631\u062a\u0641\u0639 \u0627\u0644\u0639\u0627\u0626\u062f \u0627\u0644\u0645\u0637\u0644\u0648\u0628 \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646.<\/li>\n<\/ul>\n<\/div>","protected":false},"comment_status":"open","ping_status":"closed","template":"","class_list":["post-53871","lesson","type-lesson","status-publish","hentry"],"yoast_head":"\nLesson 2: Risk - Example - Certifeka-edu<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/certifeka-edu.com\/ar\/programs\/executive-financial-analysis-module-ucam-university\/lessons\/lesson-2-risk-example-3-2\/\" \/>\n<meta property=\"og:locale\" content=\"ar_AR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Lesson 2: Risk - Example - Certifeka-edu\" \/>\n<meta property=\"og:description\" content=\"Lesson 2: Understanding Business Risk Risk Example U.S. Treasury bonds are considered among the safest investments and typically offer lower returns than corporate bonds. 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